Best NPFs: rating of Russia

2024 Author: Henry Conors | [email protected]. Last modified: 2024-02-12 02:45

For many Russians, the issue of pensions is still complex and incomprehensible. The changed mechanism for accumulating pension contributions makes it necessary to decide in a short time: to leave everything unchanged and completely entrust the state with the formation of the amount, or to invest 6% of the employer's contributions in non-state pension funds to consolidate the total money supply. The rating of NPFs of Russia is published annually in official sources so that people can choose the most reliable of them. What are the best organizations to place their pension contributions to date according to official statistics?

JSC NPF RGS

Rosgosstrakh is one of the largest insurance companies that has created its own non-state pension fund. The main shareholder is REDVANS LLC, the Chairman of the Board of Directors is Alkhas Ivanovich Sangulia.

JSC "NPF RGS" has one of the widest networks according to the statistics of the rating of NPFs of Russia: more than 3,500 service points and 66 branches in Russia.

The National Rating Agency, after research, confirmed the reliable status of the fund and considers it stable.

Those clients who placed their savings deposits 8 years ago have already doubled their deposits. The yield in 2016 reached 11.77% per annum, so the cash is growing even with inflation.

JSC NPF "SAFMAR"

The pension fund "SAFMAR" occupies a permanently high rating of NPFs of Russia. More than 2.3 million clients have entrusted 192 billion rubles to the investment management of the company, which ranks 4th among all NPFs in terms of money supply.

Customer deposits operate in several areas of investment activity in order to reduce risks, but at the same time increase profitability. Part of the funds (about 11.25%) are placed on active deposits in various partner banks, 51.43% of the contributions go to the purchase of Russian bonds, and 4.49% - to state securities. There are 3 more main areas of using funded pensions that contribute to the timely payment of obligations for clients receiving a pension.

In addition, the NPF itself is part of the SAMFAR financial group, which has its own assets in the field of construction, industry and is a member of the Association of European Businesses.

JSC "NPF" FUTURE"

A company that has already attracted more than 4.5 million customers. The CEO is Nikolay Sidorov, who for a long time held a leading position in the Russian banking sector.

The leading team of JSC NPF FUTURE makes every effort to ensure that the fund is included in the rating of NPFs of Russia in terms of profitability, and with this task it is successfuldoes well, securing a place in the top five.

The fund manages more than 290 billion rubles, and in terms of the number of insured persons it ranks second in Russia.

All deposits are insured by the State Deposit Insurance Agency, which guarantees clients the reliability of the fund.

If a citizen of the Russian Federation decides to transfer his 6% of monthly accruals to NPF "FUTURE", then every month an additional payment from 1,500 to 17,000 rubles will go to pension payments, depending on the amount of wages, accumulated amount and length of service work.

JSC NPF Sberbank

The largest fund in terms of the number of clients (more than 7 million) operates under the supervision of the Savings Bank of Russia. The rating of NPFs by profitability shows that NPF Sberbank is firmly among the top five, giving its clients an annual increase in contributions by 9.4% per annum.

Money is invested both in government securities and in shares and deposits. Placement of the money supply is carried out as deposits only in reliable and stable banks, which guarantees the fulfillment of all obligations to customers.

More than 6,500 customer service points throughout Russia conduct advisory activities, which are subject to regular monitoring.

"NPF of Sberbank" is included in the guarantee insurance system for clients, which is a leading indicator for many. The banking system of Sberbank includes services for more than 70% of Russians and is therefore a priority and reliable partner in the field of pension accumulation.

JSC NPF LUKOIL-GARANT

NPF LUKOIL-GARANT, a fund that has won many awards, including in the nominations Corporate Pension Program of the Year and Leader in the Compulsory Pension Insurance System, is also included in the rating of the Russian NPF.

More than 3.3 million clients have already entrusted their pension savings to this organization. The sole shareholder of the fund is Invest-Holding LLC, the Chairman of the Board of Directors is Yevgeny Leonidovich Dankevich, and Denis Yuryevich Rudomanenko has been appointed General Director.

The fund's partners are such companies as: RADON, LUKOIL, Uralchimplast, AK Tulamashzavod, Desmet Ballestra and other well-known and stable organizations.

In 2016, the return on investment was 8.22% per annum.

JSC NPF GAZFOND pension savings

The leading line in the rating of NPFs of Russia in terms of profitability is occupied by NPF GAZFOND pension savings. Among the advantages of transferring a funded pension to this company are:

• revenues that will be received from monthly transfers are summed up and further invested;
• possibility of obtaining all savings by legal successors.

Each deposit is insured by the Deposit Insurance Agency. The average yield in NPF GAZFOND is 8.77%, and in 2016 this figure reached 11%.

As for the rating of NPFs of Russia in terms of reliability, the company also does not cause concern among customers: in recent yearsis in the top five and has been number one more than once.

In addition, the Fund constantly receives awards and prizes for its activities, is evaluated by world economic experts and participates in prestigious competitions, where it receives the highest rating.