Voucher is a document in the form of a receipt, check or written certificate that proves the receipt of services and goods of various kinds, as well as discounts on them.
In Russia, this security has been known for a long time, but it became widely known during the period of general privatization, that is, in the first five years of the 90s of the past century.
During this period, receipts were issued in large quantities and distributed among the common population. The so-called voucher privatization gave the holders of the document the right to exchange the issued check for the assets of enterprises formerly owned by the municipality or the state, and now passing to a private owner.
There are several principles for using this security:
- it cannot be released without a presidential decree;
- every citizen of the state has the right to receive one such check;
- from the moment of issue, the voucher is valid only until a certain time, this is not a lifetime document;
- Both parties agree on the price of purchased checks themselves.
In the modern world, this concept has not only been preserved, but somewhat transformed and spread to other areas of life. Nowthere is, for example, an electronic voucher. This is a way to receive some kind of service by paying by bank transfer by bank transfer or through payment systems: PayPal, WebMoney, Wallet One and others. To date, it is the most convenient and simple for several reasons.
1. The market rate is automatically converted.
2. You do not need to independently exchange foreign currency in order to deposit it into the account.
Of course, an electronic voucher is a transaction in which, as in any economic transaction, there are costs:
- the bank takes a small commission when depositing money into the account, and when transferring it, and when paying through another organization;
- in this case, the percentage of funds withdrawn will depend on the total amount and on the choice of currency for making payment.
A bank transfer is carried out, as a rule, during the working day. Funds can be credited to the account for a day longer. If funds are withdrawn from the account, they are also paid out within one or two business days.
Also, along with the opportunity for the population to travel actively and freely, a tourist voucher appeared. This is such a certificate that proves the right of the tourist to provide him with all paid services. This includes meals, transfers to and from the hotel and accommodation. It is issued to the group leader or individual traveler, who must hand it over to the hotel upon arrival.
And of course you can'tto mention the relatively new, electronic form of this document - these are Skype vouchers. You can buy them at almost any retail outlet. These vouchers were created to top up your Skype account. You don't need to pay extra for them online. In addition, such a voucher is an excellent gift for relatives and friends living far away, which makes it possible to communicate with them via Skype. Sometimes they can be received as a gift along with the purchase of various accessories for this program.
